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Think
you can't buy a home? Think again!
SOME MYTHS ABOUT FINDING AFFORDABLE HOUSING
If I
want to buy or rent a decent place to live, I need:
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A LOT OF MONEY |
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EXCELLENT CREDIT |
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A
BIG DOWN PAYMENT |
 | A GOOD JOB WITH A HIGH INCOME
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Myths That Knowledge Can Erase
Many
individuals and potential home buyers and renters can be frustrated
looking for affordable housing. In fact, because of the lack of
knowledge many believe that they cannot have of find suitable housing
that is affordable. Many believe that before you can find suitable
housing you must have a lot of money, excellent credit, and a good job
earning an above average income.
THE FACTS:
With the proper knowledge, information and guidance, many individuals
and families have learned that these are simply myths. With the proper
KNOWLEDGE and proper ASSISTANCE, most people can find the right housing
that is affordable and meets or exceeds their housing needs.
OUR OBJECTIVES:
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To
make the “American Dream” of home ownership a reality for you. |
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To help you receive a fresh start or new beginning.
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OUR MISSION:
CDI, Inc. addresses one of the most
pressing issues facing Americans today -- affordable housing for
individuals and their families.
OUR STRATEGY:
Using
innovative purchasing techniques to acquire properties below market –
passing the savings onto you while:
NO BANK QUALIFYING FOR 1st 3 YEARS
NOT CREDIT DRIVEN (ALL CREDIT
CONSIDERED)
A REASONABLE INTEREST RATE
LOW DOWN PAYMENT
OUR STATUS:
CDI,
Inc. has assisted individuals ranging from first time home buyers to
buyers acquiring their “dream home.”
WHO CAN TAKE ADVANTAGE OF THE PROGRAM?
Anyone wanting
to purchase a home, including individuals with credit challenges. Ask
about our “lease option” program.
CDI, Inc. Unique
Program
LEASE OPTION PROGRAM GUIDELINES:
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BUILD YOUR DOWN PAYMENT |
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ALL CREDIT SITUATIONS CONSIDERED
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LOW DOWN PAYMENT
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PRE-ACCEPTANCE FEE
$2,000.00 (Part of Down Payment)
DOWN PAYMENT
3% - 5% of Sales Price
MONTHLY PAYMENTS
1/2% -
1% of Sales Price
CREDIT REPORT
$30.00 Each Person
MANDATORY PROGRAM REQUIREMENTS:
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ENROLLMENT IN FOLLOW-UP SUPPORT |
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ENROLL IN CREDIT IMPROVEMENT PROGRAM (Through Credit
Counseling Association) |
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MORTGAGE PAYMENTS THROUGH DIRECT DEPOSIT OR
PRE-AUTHORIZED CHECKING |
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DIRECT DEPOSIT AND/OR PRE-AUTHORIZED CHECKING FOR
MONTHLY MORTGAGE PAYMENTS |
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DOWN PAYMENT SAVINGS PLAN (IF APPLICABLE) |
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INSURANCE: MORTGAGE, LIFE, & DISABILITY |
HOW MUCH WILL IT COST ME?
Your
initial telephone consultation and assistance is free of charge. There
is an initial pre-acceptance fee of $1000.00, which is applied towards
your down payment. Other costs and fees associated with rentals, options
or purchases, are applied on a case-by case basis.
WHAT ARE THE QUALIFICATIONS?
CDI, Inc. will review your situation and advise you of the housing programs
and opportunities available to you. Emphasis will be placed on providing
you opportunities in our current resource pool.
WHAT TYPE OF PROPERTY IS INVOLVED?
Properties
that are available include single family homes, townhouses, as well as
condominiums. CDI, Inc. will work closely with you to identify housing
that meets your special criteria and needs.
WHAT ABOUT FINANCING?
No
bank qualifying. CDI, Inc. will finance the transaction. Rates and costs
vary depending on the property and you resources.
HOW CAN I GET STARTED?
Contact CDI, Inc. for more details and your enrollment forms
Click Here to
Contact Us Now
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Your Maryland Real
Estate Solutions Company
WE CAN HELP!
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